Travel Insurance Requirement

Mandatory Travel Insurance

All participants traveling with Leyline Travel, LLC (“Leyline Travel”) are required to obtain and maintain comprehensive travel insurance for the full duration of their journey, including all travel days before departure and after return.

This requirement applies to all journeys, regardless of destination, duration, or cost. Participation in any Leyline Travel journey is contingent upon compliance with this requirement.

Minimum Required Coverage

Travel insurance must, at a minimum, include coverage for:

  • Medical emergencies and illness
  • Emergency medical evacuation and repatriation
  • Trip interruption or trip cancellation
  • Lost, stolen, or delayed baggage
  • Travel delays

Participants are solely responsible for selecting an insurance provider and policy that meets these requirements.

Recommended Coverage Amount (Guidance Only)

While coverage amounts vary by provider and destination, Leyline Travel strongly recommends that participants obtain coverage amounts appropriate for international pilgrimage travel.

As general guidance, participants are encouraged to consider policies that include at least:

  • $100,000 USD in medical emergency coverage
  • $250,000 USD or more for emergency medical evacuation and repatriation
  • 100% of total trip cost for trip cancellation and interruption coverage

These amounts are recommendations only. Participants are solely responsible for determining whether their coverage is adequate for their individual circumstances, including health, travel distance, and personal risk tolerance.

Leyline Travel, LLC and its representatives do not guarantee the adequacy of any coverage amount and assume no responsibility for coverage limits, exclusions, or claim outcomes.

Relationship to Refund & Cancellation Policy

Leyline Travel journeys are intentionally small, application-based, and capacity-limited. As such, refunds are limited and governed strictly by the Refund & Cancellation Policy available here.

Participants acknowledge and agree that:

  • Leyline Travel does not provide refunds for events typically covered by travel insurance, including but not limited to:
    • Personal illness or injury
    • Family emergencies
    • Airline, ferry, or transportation disruptions
    • Travel delays or missed connections
    • Weather-related interruptions
    • Government restrictions or border issues
  • Travel insurance is the participant’s primary financial protection for these circumstances
  • Any reimbursement for covered events must be pursued directly through the participant’s insurance provider, not through Leyline Travel

Failure to obtain travel insurance does not create any additional refund rights beyond those stated in the Refund & Cancellation Policy.

Proof of Insurance

Leyline Travel reserves the right to request proof of travel insurance prior to departure.

Failure to provide proof upon request may result in denial of participation or removal from the journey. In such cases, no refund will be issued, and the participant remains bound by the Refund & Cancellation Policy.

No Insurance Provided by Leyline Travel

Leyline Travel, LLC and its representatives, including Abby Lynn:

  • Do not provide travel insurance
  • Do not sell, broker, or recommend specific insurance policies
  • Do not evaluate or guarantee the adequacy of any insurance coverage obtained

Participants acknowledge that Leyline Travel is not responsible for costs, losses, damages, injuries, delays, or disruptions resulting from insufficient, denied, or absent insurance coverage.

Assumption of Risk

Participants understand that travel involves inherent risks, including illness, injury, delays, cancellations, lost property, and emergencies.

By choosing not to obtain adequate travel insurance, participants knowingly assume full financial and personal responsibility for those risks.

Limitation of Liability

To the fullest extent permitted by law, Leyline Travel, LLC and all associated parties shall not be liable for any expenses, losses, damages, or claims arising from:

  • A participant’s failure to obtain travel insurance
  • Denied or limited insurance claims
  • Policy exclusions or coverage gaps
  • Acts or omissions of insurance providers
  • Circumstances otherwise covered by travel insurance

Acknowledgment

By submitting an application, paying a deposit, or participating in a Leyline Travel journey, participants acknowledge that they:

  • Have read and understood this Travel Insurance Requirement
  • Understand its relationship to the Refund & Cancellation Policy
  • Accept full responsibility for obtaining adequate coverage
  • Agree to be bound by its terms